"It’s Not About Credit Cards. It’s About Access, Growth & Freedom."
The Story That Built The Credit Genius
From Swimming Lanes to Global Ambitions
Chris’ Story starts in the pool — as a competitive swimmer in Germany. What began with ambition and discipline led to national success and opened the door to something even bigger: the United States.
A Dream Shift – From Pilot Aspirations to the U.S.
Originally aiming to become a pilot, Chris pivoted when the aviation industry collapsed. Instead of settling, he set his sights on the U.S. — where he could combine high-level swimming with a world-class education. He earned a full scholarship, moved to Indianapolis, and graduated summa cum laude as one of the top students in his class.
From Student-Athlete to Credit Genius
While studying and swimming at the University of Indianapolis, Chris discovered a new passion: U.S. credit cards. He started optimizing his own profile, applied for cards, earned points — and soon was flying business class while still in college.
The First Clients – Friends, Teammates & Referrals
Curious classmates wanted to know how he did it — so he started sharing his knowledge. First casually, then through coaching. Eventually, he monetized his expertise through referrals and began laying the foundation for what would become a full business.
Back to Germany – and Into Consulting
After graduation, Chris returned to Germany and joined a top consulting firm. There, he rose quickly from Business Analyst to Senior Consultant — earning six figures by age 24. But something was missing: freedom.
The Leap – From Consulting to Entrepreneurship
In 2022, Chris made the bold decision to quit his secure career. He launched his first brand, 3byC, moved to Dubai, and started traveling the world — proving his system works. From Bali to Hawaii, his points took him everywhere.
The Birth of
The Credit Genius
As his network and client base grew, so did his vision. In late 2023, Chris rebranded to The Credit Genius. His mission: make U.S. credit, banking & travel hacks accessible to international entrepreneurs — especially non-residents.
The Vision – Building a Cross-Border Empire
To be continued...
It’s Not Just Me.
It’s The People I Work With.
Beyond me, you get direct access to trusted U.S. bankers, tax experts, legal advisors & concierge services. People who open doors, solve problems & know how to get things done. This isn’t a DIY template. It’s a tailored strategy, powered by relationships that matter.
Your Shortcut to Financial Access & Freedom
Many entrepreneurs try to figure out the U.S. credit system through Google, forums or self-proclaimed experts. The result? Months of wasted time, missed opportunities & costly mistakes.
At The Credit Genius, we’ve lived the process. We don’t guess.
We build with you – step by step, efficiently & successfully.
Stop Letting Borders Limit Your Business.
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